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Health Care Services

Purchasing Health Insurance

All international students are required to purchase and maintain adequate health insurance coverage while they are in the United States. To meet the health insurance requirement, we expect you purchase the CSU-sponsored health insurance. The current required health insurance is Cigna.

To purchase ´ó·¢ Required Cigna Health Insurance please carefully follow these steps:

1. Blue -Create an Account  
2. Must Type your ´ó·¢ E-mail.
3. LOOK at the Bottom for the small: Create one Now
4. Student Category: International   
5. In the Contact Information, You are only required to complete the * boxes.
6. Then, Sign up for Fall or Annual Health Insurance forGlobal Education International Students

Please Note: You will save a small fee if you can use your credit card. Best Choice-Checking ACH payment.

7.     If the System asks for your ´ó·¢ Registered Units type: 12

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Outside Health Insurance Restrictions

Students looking at other insurance options: only the following alternative policies will be reviewed and they need to meet the Health Insurance Requirements listed below:

• Policies for students sponsored by their home country government or the U.S. government.
• Students covered with a U.S. policy through a family member’s employment.

Important: You must submit a petition to the Office of Global Education to approve your alternative policy. The petition must be accompanied by documentation clearly describing (in English) the policy benefits and restrictions. *Do NOT purchase before the policy has been approved.  Stop by the Office of Global Education to speak with an advisor about the petition process.

Examples of alternative policies that are no longer accepted:

Over 90% of the alternate insurance policies, especially those that were purchased in another country as travel insurance, are not accepted by ´ó·¢.

• AIG/AUG Insurance - Japan, Korea
• Mitsui Sumitomo Insurance – Japan
• ICICI Lombard General Insurance – India
• Bajaj Allianz Insurance - India
• ISO Student Health Insurance - Any country

Health Insurance Requirement

Your health insurance must meet the following California State University International Student Health Insurance requirements:

• The medical benefit is unlimited, with a deductible of no more than $100.
• The policy is valid as long as you are enrolled at ´ó·¢.
• The repatriation benefit is at least $7,500.
• The medical evacuation benefit is at least $10,000.
• The policy provides equal benefits for men and women.
• The policy includes prenatal (pregnancy) and maternity coverage at no extra cost.
• The policy pays for pre-existing conditions after six months of continuous coverage. 

On-Campus Health Services 

The University has a complete Student Health & Counseling Services facility on campus with a physician and all students have access to the SHCS as part of their enrollment. SHCS will refer students to specialists if they cannot be treated on campus.

If you are an international student covered by the medical insurance policy offered by CSU San Marcos, you may either visit SHCS or your own physician. If you visit health services first, all deductible payments are waived if you are referred to a specialist.  SHCS also provides immunizations for students needing to fulfil their immunization requirement and Aetna Health Insurance will reimburse students 100% of the cost.  Stop by Global Education to find out how to file a claim.

All consultations with Student Health & Counseling Services are strictly confidential. U.S. law prohibits Health Services from releasing any information about you to anyone (including parents, spouses, or other relatives) without your written permission.

SHCS has health information available in many different languages. They also have access to interpreter services to assist you in  understanding doctor's instructions.

SHCS is located directly across from the University Student Union. You can either stop by to make an appointment or call them.

Off-Campus Urgent Care Clinics

 Always go to an Urgent Care Clinic if the situation is not life threatening. Bring your health insurance card with you.